Coinbase Advanced Fees Explained: Complete 2026 Guide

Editorial Team
Updated February 12, 2026
10 min read

Quick Summary

Coinbase Advanced uses a maker-taker fee model ranging from 0.00% to 0.60% based on 30-day trading volume. This represents savings of up to 86% compared to standard Coinbase fees. Understanding the fee structure can save active traders thousands annually.

0.00%–0.60%
Trading Fees
86%
Max Savings
$0
Account Fees

One of the biggest reasons traders switch to Coinbase Advanced is the dramatically lower fee structure. But understanding exactly how much you'll pay—and how to minimize those costs—requires knowing the details of the maker-taker fee model.

In this guide, we'll break down every aspect of Coinbase Advanced fees: trading fees, maker vs taker fees, volume discounts, deposit and withdrawal fees, and real-world examples showing how much you can save.

Important Disclaimer

This site is not affiliated with Coinbase. Cryptocurrency trading involves substantial risk. This guide is educational only and not financial advice.

Table of Contents

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Coinbase Advanced Trading Fee Structure

Coinbase Advanced uses a maker-taker fee model that rewards traders who provide liquidity to the order book. Your fees are determined by your 30-day trading volume, with lower fees for higher-volume traders.

30-Day Volume (USD) Maker Fee Taker Fee
$0 - $10,000 0.40% 0.60%
$10,000 - $50,000 0.25% 0.40%
$50,000 - $100,000 0.15% 0.25%
$100,000 - $1,000,000 0.10% 0.20%
$1,000,000 - $15,000,000 0.05% 0.08%
$15,000,000+ 0.00% 0.05%

Important: Your fee tier is calculated based on your total trading volume across all trading pairs over the previous 30 calendar days. The tier updates daily at 00:00 UTC.

Understanding Maker vs Taker Fees

The maker-taker model is fundamental to understanding your trading costs. Here's exactly what it means:

Maker Orders

You're a maker when you add liquidity to the order book. This happens when you place a limit order that doesn't immediately match with an existing order.

Example:

Bitcoin is trading at $45,000. You place a limit buy order at $44,500. Your order sits on the order book waiting to be filled—you're providing liquidity as a maker.

Lower fees for makers (0.00% - 0.40%)

Taker Orders

You're a taker when you remove liquidity from the order book. This happens with market orders or limit orders that immediately match existing orders.

Example:

Bitcoin is at $45,000. You place a market buy order that executes immediately against existing sell orders—you're taking liquidity as a taker.

Slightly higher fees (0.05% - 0.60%)

Pro Strategy

Use limit orders whenever possible to qualify for maker fees. While market orders execute immediately (convenient), limit orders can save you money—especially on larger trades. The few seconds of waiting can translate to significant savings over time.

How Volume-Based Discounts Work

The more you trade, the less you pay. Coinbase Advanced rewards high-volume traders with progressively lower fees:

1

Tier 1: $0 - $10K (Starting Tier)

Most individual traders start here. Fees are 0.40% maker / 0.60% taker—still much better than standard Coinbase (0.50% - 1.49%).

Typical user: Beginner to intermediate traders

2

Tier 2-3: $10K - $100K (Active Traders)

Active traders who trade regularly reach these tiers. Fees drop to 0.15% - 0.25% maker and 0.25% - 0.40% taker, representing substantial savings.

Typical user: Active day traders, swing traders

3

Tier 4-6: $100K - $15M+ (Professional Volume)

High-volume traders and institutions benefit from fees as low as 0.00% maker / 0.05% taker at the highest tier. At this level, Coinbase Advanced competes with any exchange globally.

Typical user: Professional traders, funds, institutional investors

Volume Calculation Details

  • Calculated across all trading pairs (BTC/USD, ETH/USD, etc.)
  • Based on the previous 30 calendar days (rolling window)
  • Updated daily at 00:00 UTC
  • Both maker and taker trades count toward volume

Real-World Fee Examples & Savings

Let's look at concrete examples showing how much you actually pay with Coinbase Advanced compared to standard Coinbase:

Scenario 1: $500 Bitcoin Purchase

Beginner Trader
Standard Coinbase
$7.45
(1.49% fee)
Coinbase Advanced
$3.00
(0.60% taker fee)
You Save
$4.45
60% less

Even at the entry-level tier with taker fees, you save significantly compared to standard Coinbase.

Scenario 2: $5,000 Ethereum Trade

Active Trader
Standard Coinbase
$74.50
(1.49% fee)
Coinbase Advanced
$20.00
(0.40% maker fee)
You Save
$54.50
73% less

Using maker orders at tier 1, savings become substantial. Over a month of trading, these savings compound significantly.

Scenario 3: $50,000 Monthly Volume

High-Volume Trader
Standard Coinbase
$745
(1.49% average)
Coinbase Advanced
$125
(0.25% tier 3 fees)
Annual Savings
$7,440
83% less

High-volume traders qualify for tier 3 fees (0.15% maker / 0.25% taker). Annual savings are in the thousands.

The Compound Effect

These savings compound over time. A trader making just 10 trades per month at $1,000 each could save over $1,000 annually by switching to Coinbase Advanced. The more you trade, the more you save—making it a no-brainer for anyone who trades regularly.

How Coinbase Advanced Fees Compare to Competitors

It's important to see how Coinbase Advanced stacks up against other popular crypto exchanges:

Exchange Standard Fees High-Volume Fees U.S. Regulated
Coinbase Advanced 0.40% / 0.60% 0.00% / 0.05% ✓ Yes
Standard Coinbase 0.50% - 1.49% 0.50% - 1.49% ✓ Yes
Binance.US 0.10% / 0.10% 0.04% / 0.04% ✓ Yes
Kraken 0.16% / 0.26% 0.00% / 0.10% ✓ Yes
Gemini ActiveTrader 0.20% / 0.40% 0.00% / 0.04% ✓ Yes

The Verdict on Fees

Coinbase Advanced isn't the absolute cheapest (Binance.US has lower baseline fees), but it offers excellent value when you factor in:

  • Superior security and regulatory compliance
  • Public company transparency (NASDAQ: COIN)
  • Deep liquidity and best-in-class execution
  • Insurance protection on hot wallet holdings

For most U.S. traders, the small fee premium over competitors like Binance.US is worth it for the peace of mind and institutional-grade trust.

Related: Coinbase Advanced vs Binance: Complete Comparison

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7 Strategies to Minimize Your Trading Fees

Beyond just using Coinbase Advanced, here are proven strategies to reduce your costs even further:

1

Use Limit Orders

Maker fees are always lower than taker fees. By placing limit orders instead of market orders, you can save 0.20% on every trade at tier 1 (0.40% vs 0.60%).

2

Batch Your Trades

Instead of making many small trades, consolidate into fewer larger ones. Each trade incurs a fee, so reducing trade frequency while maintaining volume lowers total costs.

3

Increase Volume

Higher 30-day volume unlocks lower fee tiers. If you're close to the next tier threshold, consider concentrating your trading to qualify for better rates.

4

Free Transfers

Moving funds between Coinbase Simple and Advanced is instant and free. Use Simple mode for buys/sells when convenient, then transfer to Advanced for trading.

5

ACH Deposits

Use free ACH bank transfers for deposits instead of debit cards (which have fees). While it takes 1-3 days, you save money on every deposit.

6

Monitor Fee Tiers

Check your current tier in account settings. Knowing where you stand helps you optimize trade timing to maintain or reach better fee tiers.

7

Avoid Small Trades

On very small trades (under $50), fees become proportionally larger. Wait to accumulate funds for larger, more cost-effective trades.

Deposit, Withdrawal & Other Fees

Beyond trading fees, here are the other costs you should be aware of:

Deposit Fees

Mostly FREE
  • ACH Bank Transfer: FREE (1-3 business days)
  • Wire Transfer: $10 (same day)
  • Crypto Deposits: FREE (network confirmations required)

Withdrawal Fees

VARIES
  • USD Withdrawal: FREE for ACH, $25 for wire
  • Crypto Withdrawal: Network fees only (varies by blockchain)
  • Example: Bitcoin ~0.0001 BTC, Ethereum ~0.005 ETH (network dependent)

Other Fees

FREE
  • Account Maintenance: FREE (no monthly or annual fees)
  • Simple ↔ Advanced Transfers: FREE and instant
  • Staking Rewards: No fees (keep 100% of rewards)

Pro tip: For maximum savings, use free ACH deposits, trade with maker orders, and withdraw via free ACH to your bank. The only costs you'll pay are low trading fees and network fees when moving crypto off the exchange.

Related: How to Use Coinbase Advanced: Complete Tutorial

Frequently Asked Questions About Fees

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Start at 0.40% - 0.60% • Volume discounts available • No monthly fees

Final Thoughts on Coinbase Advanced Fees

Understanding Coinbase Advanced's fee structure is crucial for maximizing your trading profitability. The maker-taker model rewards strategic trading behavior, and the volume-based discounts mean the more you trade, the less you pay.

For most traders, the savings compared to standard Coinbase are substantial—up to 86% lower fees. While Coinbase Advanced may not have the absolute lowest fees in the industry, the combination of competitive pricing, regulatory compliance, security, and reliability makes it an excellent value for U.S. traders.

By using limit orders, building trading volume, and understanding the fee structure, you can minimize costs and keep more of your profits. For anyone trading more than occasionally, switching to Coinbase Advanced is a financially smart decision.

Related Guides

→ Complete Coinbase Advanced Guide → Coinbase Advanced Fees (Standalone Page) → Coinbase vs Coinbase Advanced → Fee Comparison with Binance → How to Use Coinbase Advanced → Beginner's Guide

Disclaimer: This site is not affiliated with Coinbase. Cryptocurrency trading involves substantial risk. This guide is educational only and not financial advice. Always do your own research before trading.